Business Owner Assistance Grant Program

The Program
Harford County will administer the COVID-19 Business Owners Assistance Grant Program, which will provide grants of $5,000 each to eligible Harford County business owners until available funds are exhausted. The federal funds are provided locally through the CARES Act. Applicants should thoroughly review the eligibility and application process below and read the Frequently Asked Questions as applications will be processed on a first-come, first-served basis. Submission of an incomplete or inaccurate application may result in ineligibility for program funding. Harford County is committed to timely review and processing to ensure award recipients can apply this resource to the successful continuation of business operations.

Grant Terms 
Harford County will provide a $5,000 Assistance Grant to an eligible business owner that has been impacted by the COVID-19 pandemic. If a business closes permanently before receiving the Business Owners Assistance Grant or, if a business is currently closed and does not open within 30 days of receiving this grant funding (or within 30 days of Governor’s announcement to lift closure orders), the Business Owners Assistance Grant funds must be returned to Harford County.

Use of Funds
Grant funds will be made available to the business and must be used for commercial business mortgage or commercial facility lease, or rent payments that occur between March 1, 2020 and December 30, 2020.

For further information, please visit the U.S. Treasury's April 22, 2020 Guidance for State, Territorial, Local, and Tribal Governments at, or the U.S. Treasury's Frequently Asked Questions page at

To qualify, a business must:
  • Be a for-profit entity in good standing with Harford County Government (no outstanding taxes, fees, or other charges) and registered with the state, if required to do so by law. 
  • Own, lease, or rent a commercial bricks and mortar location for operation of the business (no home based business will be eligible).
  • Business can only receive ONE grant allocation from Harford County Business Relief Grants. If you applied for the Small Business Relief Grant and were ineligible, you may still be eligible for the Business Owners Assistance Program.
Businesses who have received previous state or federal COVID support are still eligible to receive the Business Owners Assistance Grant from Harford County.

If you have carefully reviewed the program eligibility guidelines and determined your business does not qualify for this funding source, please visit to be redirected to the State of Maryland’s Coronavirus Information for Business website. The site is updated with new information frequently and features federal and state funding programs as well as the Maryland Unemployment Insurance portal.

Required Supporting Documentation
(ALL FORMS ARE FILLABLE – Please download and type directly into the fillable fields before printing out for your legal INKED signature. Applicant must submit the documents linked below – no substitutes allowed)

To Apply 
Submit COMPLETE AND ACCURATE application with all required supporting documentation via email to: with your business name as the subject line. It is imperative that all applicants ensure the accuracy of their legal business name and address when completing and signing their application, W9, and Direct Deposit/EFT forms. Failure to submit a complete and accurate application may preclude you from being awarded grant funds from this program


Applicants will receive an email notification confirming their submission.

Harford County will ONLY ACCEPT ELECTRONIC, TYPED SUBMISSIONS with the exception of legal INKED signatures at All forms have been made fillable for convenience. No handwritten forms will be accepted. Please label your email subject line with the business legal name to ensure expediency. 

Small Business Relief Application Button

Applicants will receive email notifications confirming receipt of their application. If an incomplete application is received, the applicant will be notified of the issue and asked to resubmit. However, the applicant’s place in the queue will not be saved.

If you need assistance with assessing your eligibility or compiling the needed documents for your application, we advise that you first consult with your financial or legal advisers.

To learn more, review the Frequently Asked Questions or email